Imagine finding a place where the cost of living is affordable, where you can own your own home and enjoy a suburban lifestyle. That’s exactly what St. Joseph, MO offers. With a population of 72,198, this town in Missouri provides a sense of community and a comfortable living environment.
One of the major advantages of living in St. Joseph is the cost of housing. The median home value in the city is $138,100, which is below the national average. This means that you can find a home that suits your needs without breaking the bank. And if you prefer renting, the median rent in St. Joseph is also below the national average, making it an affordable option for those who are not ready to buy.
In addition to affordable housing, the cost of living in St. Joseph is generally considered to be affordable. The town has a cost of living index of B+, indicating that expenses such as groceries, transportation, and utilities are in line with national averages.
Whether you’re looking to dine out or cook at home, St. Joseph has options for every budget. Restaurants in the area offer a range of prices, from affordable meals to mid-range dining experiences. And when it comes to groceries, the cost of essential items is within the average range compared to national prices.
Transportation and utilities are also reasonably priced in St. Joseph. Whether you choose to take a taxi or drive your own car, transportation costs are manageable. Utilities, such as electricity and internet, are also affordable, allowing you to stay connected without breaking the bank.
Finally, St. Joseph offers various sports and leisure activities, childcare options, and clothing stores, ensuring that you can enjoy a balanced lifestyle without overspending.
If you’re considering a move to St. Joseph or just want to better plan your finances, it’s important to understand the cost of living in the area. In the following sections, we’ll dive deeper into specific expenses and give you a comprehensive understanding of the cost of living in St. Joseph, MO.
Key Takeaways:
- St. Joseph, MO offers affordable housing options, with median home values below the national average.
- The cost of living in St. Joseph is generally considered to be affordable, with expenses like groceries, transportation, and utilities in line with national averages.
- Dining out and grocery shopping in St. Joseph can be done on a budget, with options available for every price range.
- Transportation costs, including taxi fares and gasoline prices, are reasonable in St. Joseph.
- St. Joseph provides a range of sports and leisure activities, childcare options, and clothing stores for a well-rounded lifestyle.
Restaurants and Markets
When it comes to dining out in St. Joseph, MO, there are options to suit different budgets and tastes. Whether you’re looking for a quick bite or a special evening out, the city offers a variety of restaurants that cater to various culinary preferences.
Cost of Dining Out
From inexpensive eateries to mid-range restaurants, the cost of dining out in St. Joseph can range from $16.00 for a meal at a budget-friendly restaurant to $50.00 for a three-course meal for two at a mid-range establishment. These prices provide a range of options for residents and visitors to enjoy a delicious meal without breaking the bank.
Here’s a breakdown of some typical prices for common food and drink items:
| Item | Price |
|---|---|
| Regular cappuccino | $4.03 |
| Domestic beer (pint) | $4.75 |
| Imported beer (small bottle) | $5.00 |
| Small bottle of Coke or Pepsi | $2.24 |
Note: Prices are approximate and may vary depending on the establishment.
Cost of Groceries
When it comes to grocery shopping in St. Joseph, the cost of items like milk, bread, eggs, and chicken fillets are within the average range compared to national prices. This makes it easier for residents to find affordable options for their everyday needs.
Note: Prices may vary slightly between different grocery stores in the area.
With a combination of affordable dining options and reasonably priced groceries, residents of St. Joseph can enjoy a variety of culinary experiences without straining their budget. Whether you prefer to eat out or cook at home, the city caters to different preferences and offers something for everyone.
Transportation and Utilities
When it comes to getting around St. Joseph, transportation costs are reasonable. Taxi fares range from $2.00 for short distances to $20.00 for longer distances, providing convenient options for travel within the city. Additionally, the price of gasoline is approximately $3.05 per gallon, allowing residents to commute or explore the surrounding areas without breaking the bank.
“Transportation in St. Joseph is both accessible and affordable. Taxi fares offer a range of prices, making it convenient for residents to travel within the town. With the cost of gasoline at a reasonable price, commuting and exploring the nearby attractions become much more manageable.”
When it comes to utilities, St. Joseph offers affordable options for basic services. For a 915 sq ft apartment, the average monthly cost for electricity, heating, cooling, water, and garbage services totals approximately $150.60. This reasonable utility expense ensures that residents can comfortably maintain their desired living conditions without excessive financial burden.
In addition to basic utilities, staying connected is essential in today’s world. For a mobile phone monthly plan that includes calls and 10GB+ data, residents can expect to pay around $56.17. Furthermore, internet services with speeds of 60 Mbps or more cost approximately $75.83 per month, allowing individuals to stay connected and access online resources seamlessly.
| Transportation | Cost |
|---|---|
| Taxi Fare (Short distance) | $2.00 |
| Taxi Fare (Long distance) | $20.00 |
| Gasoline (Per gallon) | $3.05 |
| Utilities | Cost |
|---|---|
| Electricity, Heating, Cooling, Water, Garbage (Monthly) | $150.60 |
| Mobile Phone Monthly Plan (Calls and 10GB+ data) | $56.17 |
| Internet (60 Mbps+ speed) | $75.83 |
Sports and Leisure, Childcare, Clothing and Shoes
St. Joseph offers a diverse range of sports and leisure activities for residents to enjoy. From fitness clubs to tennis courts, there’s something for everyone. While specific pricing information for these facilities is not available, residents can expect a reasonable cost to stay active and engage in recreational pursuits.
For families with young children, the cost of childcare in St. Joseph is estimated to be around $1,369.17 per month for preschool or kindergarten. This expense may vary based on the specific childcare provider and the age of the child.
When it comes to clothing and shoes, St. Joseph offers a variety of options at different price points. The prices range from $30.00 for a pair of jeans to $143.00 for a pair of men’s leather business shoes. Whether you’re looking for everyday casual wear or stylish footwear, you can find something to suit your taste and budget in St. Joseph.
Overall, St. Joseph provides affordable opportunities for sports and leisure activities, as well as childcare and a range of clothing options. Residents can enjoy an active lifestyle, cater to their children’s needs, and find fashionable clothing and shoes at reasonable prices in this vibrant Missouri town.
Rent and Housing
Looking for affordable housing options in St. Joseph, MO? Let’s take a closer look at the average rent prices and available neighborhoods in the area.
For a one-bedroom apartment in St. Joseph, the average monthly rent is $550.00. If you’re in need of more space, a three-bedroom apartment can be rented for around $900.00 per month.
“St. Joseph offers diverse neighborhoods with varying costs of living.”
Unfortunately, we don’t have specific information about the best neighborhoods in terms of cost of living. However, whether you’re on a tight budget or looking for a more upscale area, St. Joseph has options to suit different budgets and preferences.
When it comes to buying apartments, the cost per square foot in the city center is not available. If buying a property is on your radar, it’s recommended to consult with local real estate agents who can provide more accurate information based on your specific requirements.
Affordable Neighborhoods in St. Joseph
If you’re searching for affordable neighborhoods in St. Joseph, here are a few options worth considering:
- Parkway Village
- South Parkway
- Riverside
- Midtown
These neighborhoods offer a range of housing options and are known for their relatively affordable cost of living. You can find apartments, townhouses, and single-family homes that fit your budget while providing convenient access to amenities and services.
Remember, when searching for housing in St. Joseph, it’s always beneficial to work with a local real estate professional who can help you navigate the market and find the best deals in your desired neighborhoods.
Conclusion
The cost of living in St. Joseph, MO is generally considered to be affordable, with a cost of living index of B+. The city offers a variety of amenities and a suburban atmosphere, making it an attractive place to live.
The cost of housing in St. Joseph is below the national average, with median home values and rents that are lower than the national rates. Groceries and dining out costs are also within the average range compared to national prices. Transportation costs, including taxis and gas prices, are relatively reasonable.
When it comes to utilities, St. Joseph residents can expect to pay about $150.60 per month for basic services in a 915 sq ft apartment. Phone plans and internet services are also available at competitive prices.
To get a more accurate estimate of your living expenses in St. Joseph based on your specific circumstances, you can use a cost of living calculator. This tool takes into account factors such as your income, housing preferences, and spending habits. By understanding the cost of living in St. Joseph, you can better plan your move or manage your finances with ease.
FAQ
What is the cost of living in St. Joseph, MO?
The cost of living in St. Joseph, MO is generally considered to be affordable, with a cost of living index of B+.
How much does dining out cost in St. Joseph, MO?
Dining out in St. Joseph, MO can range from $16.00 for a meal at an inexpensive restaurant to $50.00 for a three-course meal for two at a mid-range restaurant.
How much do groceries cost in St. Joseph, MO?
The cost of groceries in St. Joseph, MO, including items like milk, bread, eggs, and chicken fillets, are within the average range compared to national prices.
What is the cost of transportation in St. Joseph, MO?
The cost of transportation in St. Joseph, MO includes taxi fares ranging from $2.00 to $20.00, depending on the distance. The price of gasoline is around $3.05 per gallon.
How much are utilities in St. Joseph, MO?
The average monthly cost for basic utilities like electricity, heating, cooling, water, and garbage for a 915 sq ft apartment is approximately $150.60.
What is the cost of sports and leisure activities in St. Joseph, MO?
While specific pricing information is not available, St. Joseph, MO offers various sports and leisure activities, including fitness clubs and tennis courts.
How much does childcare cost in St. Joseph, MO?
The cost of childcare in St. Joseph, MO is estimated to be around $1,369.17 per month for preschool or kindergarten.
How much do clothing and shoes cost in St. Joseph, MO?
The prices for clothing and shoes in St. Joseph, MO range from $30.00 for a pair of jeans to $143.00 for a pair of men’s leather business shoes.
What is the average rent in St. Joseph, MO?
The average rent for a one-bedroom apartment in St. Joseph, MO is $550.00, and for a three-bedroom apartment, it is $900.00.
Are there affordable neighborhoods in St. Joseph, MO?
Specific information about the best neighborhoods in terms of cost of living is not provided, but there are options available for different budgets and preferences in St. Joseph, MO.
How can I estimate my living expenses in St. Joseph, MO?
To get a more personalized estimate of the cost of living in St. Joseph, MO based on your specific circumstances, you can use a cost of living calculator. This tool takes into account factors such as your income, housing preferences, and spending habits to provide a more accurate estimate of your living expenses in St. Joseph, MO.